Who We Are

Hi, we’re Devin and Heather Payne, proud parents of four
amazing kids and the owners of Payneless Payments. We
started this company in 2024 with a straightforward
goal: to make payment processing easier and more
affordable for business owners. Honesty and
transparency are at the heart of everything we do,
which is why we don’t believe in contracts, hidden fees,
or overcharging. We’re committed to offering lower
rates than our competitors and providing the kind of
customer service that treats you like a person, not a
number. For us, it’s about building real relationships and
helping your business succeed—because we know
firsthand how much heart goes into building something
of your own.